CAPITALISING FOR VALUE CREATION

Today, defining a capital strategy is much more than just setting a percentage level of the Tier 1 capital ratio. We help clients to develop sound, regulation-compliant capital structure decisions that balance the bank's stability and risk profile as well as the return demands by investors. With a view to increasing a bank's enterprise value, we support its clients also with concepts and implementation support for value-enhancing allocation and periodical reallocations of capital among business portfolios.

In many banks liquidity management is just forecasting of cash flows, raising capital in underfunding situations, and hedging the interest rate and spread risks from transformation mismatches. Our concepts go far beyond, for a better understanding of liquidity risks and for sustained profit enhancement. We add new dimensions to liquidity management, including such as accessibility-levels to secure and unsecured funding sources, diversification-quality, subordination-levels, stress tests and market scenarios as well as asset liquidity-levels to exploit unencumbered liquid assets in capital raising via secured funding.

For all of the above we develop and implement client-tailored reporting systems and real-time management dashboards on a by-region, by-currency, by-product, by-division and by-entity basis with the aim to helping the bank's Treasury make informed funding decisions at any given moment.